Dearest Rosary Family: Please pray for this worry of mine with my vehicle. I need to refinance the remaining balance and I have a good job enough to qualify I just believe the creditors will make it hard for me to qualify since they almost reposessed my vehicle during Christmas. Please help me pray on this dilemma. My son Julian will refinance it. But he said his credit might not permit him. We are going to ask his grandpa to co-sign. But we haven't had the courage. Please allow us to be able to trust him enough to do it. Amen